7 Ways to Avoid Investment Fraud

🖨 Print⏱ 4 min readThese days, you can’t be too careful when it comes to investments. And if you’re older, you’re a prime target for fraudsters. That said, anyone of any age is vulnerable. Here are a few key things to keep in mind when you’re considering investing.       Ask Lots of Questions Of […]

SECURE Act Seeks to Help Americans Save More for the Golden Years

🖨 Print⏱ 4 min readAt the end of 2019, Congress passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act as part of a year-end appropriations package. This bill is designed to address specific issues related to retirement savings plans in an effort to help Americans save more for retirement. Retirement Plan Contributions People […]

Why eSignatures Are Better Than Handwritten Signatures

🖨 Print⏱ 2 min read Signatures play an important role in authenticating a document or binding an individual by the provisions contained in a document. And sometimes, a handwritten signature can slow down the process. This is because it’s dependent on the availability of the parties that are involved. It also includes the exchange of […]

Blocking Robocalls, Stepping Up Suicide Prevention for Vets, and Appropriating Funds for a New Space Force

🖨 Print⏱ 3 min readPallone-Thune Telephone Robocall Abuse Criminal Enforcement and Deterrence Act (S 151) – Approximately 58.5 billion robocalls were made in the United States last year, a 22 percent increase over 2018. That works out to an average of 178.3 robocalls per person, per year. Perhaps it’s no wonder then that this law […]

6 Ways to Keep Safe When Using Mobile Banking

🖨 Print⏱ 4 min readFor the most part, smartphones are your lifeline to the world. You connect with friends and family, shop and update your status on social media. However, you also store all your personal information on them and, these days, use them to do your banking. That’s why you need to take precautions. […]

Safety vs. Probability: Planning For Retirement

🖨 Print⏱ 3 min readAs we progress through life, we find there are certain things we can control and others we cannot. However, even with the things we can’t control, we can exercise good judgment based on facts, due diligence, historical patterns and a risk/reward calculation. These strategies play an important role in retirement planning. […]

Understanding Four Types of Depreciation

🖨 Print⏱ 4 min readDepreciation is an accounting process where the cost of an asset is accounted for and expensed over its useful life. It shows how the value of the asset decreases over time. Assets that can be depreciated include buildings, fixtures, production equipment, etc. For intangible assets, including many types of intellectual property, […]

The SECURE Act of 2019

🖨 Print⏱ 2 min readThe SECURE Act of 2019 is a broad bill with the purpose of increasing access to tax-advantaged retirement accounts in order to prevent retirees from outliving their assets. It mostly impacts those already in retirement or close to it. 1. RMD Relief: Previously, IRA and employer-sponsored retirement plan holders were required to […]

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